NASDAQ performance tracking: Best tools for Indian investors
Indian investors poured record amounts into NASDAQ-listed stocks through 2025. Tracking those investments across time zones, currencies, and tax rules now demands the right set of tools. A stock that gained 15% in dollar terms might show 19% returns in rupees once you factor in currency movement. Without proper tracking, you risk misreading your actual performance and making poor decisions at tax time.
This guide covers every category of NASDAQ performance tracking tools India offers in 2026. You will find portfolio tracking apps, spreadsheet methods, broker dashboards, independent platforms, and the metrics that actually matter. Whether you hold five NASDAQ stocks or fifty, the right tracking setup saves hours every month and keeps your tax filing clean.
Portfolio tracking apps built for Indian investors
INDmoney leads the pack as a financial super-app that tracks US stocks alongside Indian mutual funds, FDs, and EPF. It automatically calculates XIRR returns adjusted for both investment timing and currency fluctuations. The app shows your NASDAQ holdings in INR and USD with sector allocation breakdowns and S&P 500 benchmarking. Portfolio tracking is completely free, and trading costs just 0.25% per transaction.
Vested Finance holds a rare FINRA broker-dealer licence and gives access to over 10,000 US stocks and ETFs. It's curated, theme-based portfolios cover sectors such as AI, cybersecurity, and clean energy. Vested launched dividend tracking and one-click ITR-ready tax document generation in 2025. The basic plan costs a one-time ₹250, though its forex markup of 1.5–2% is the highest among major platforms.
Winvesta offers the largest securities universe with 11,000+ US stocks and ETFs, and tiered pricing. The free Lite plan covers 300 popular stocks, while Premium at $30 per month unlocks the full catalogue. Its forex markup of roughly 1% sits between INDmoney and Vested, making it the mid-range option in terms of cost.
Tickertape by Smallcase now offers US stock investing through the GIFT City route, covering 7,000+ stocks. Its screener features 200+ filters, a Market Mood Index, and AI-powered sentiment analysis for research.
Spreadsheet templates for custom tracking
Google Sheets with the GOOGLEFINANCE function remains the most flexible free tracking method available. The formula =GOOGLEFINANCE("NASDAQ: AAPL", "price") pulls current stock prices in real time. Pair it with =GOOGLEFINANCE("CURRENCY: USDINR") to convert everything into rupees automatically.
The function supports 16 attributes,s including price, PE ratio, EPS, market cap, 52-week high, and daily volume. You can pull historical data for any date range to build your own benchmark comparison charts. A practical setup needs columns for ticker, USD price, INR price, shares owned, buy price, current value, and gain percentage.
XIRR calculation matters most for Indian investors making staggered purchases at different exchange rates. The formula =XIRR(cashflow_amounts, cashflow_dates, 0.1) computes annualised returns accounting for irregular timing. Convert each cash flow to INR at the prevailing rate on its transaction date for currency-adjusted results.
Free templates worth downloading include the Freefincal Stock XIRR Calculator and the Indzara Stock Portfolio Tracker. Both pull live data through GOOGLEFINANCE and handle dividends, stock splits, and bonus adjustments cleanly. For Excel users, the Microsoft 365 Stocks data type provides real-time pricing with similar functionality. The key limitation of GOOGLEFINANCE is a 20-minute data delay, which matters little for long-term portfolio tracking but precludes intraday monitoring.
Broker-provided tools and what they offer
Each investing platform offers its own set of broker-tracking features for portfolio monitoring. INDmoney provides a consolidated dashboard that aggregates data from all your investment accounts into a single view. It tracks your net worth across asset classes and generates capital gains reports for ITR filing automatically.
Vested Finance offers managed portfolios from BlackRock, Fidelity, and Morgan Stanley with built-in performance analytics. Its tax loss harvesting module identifies opportunities to offset gains before the end of the financial year. Vested also powers HDFC Securities' Global Investing and Angel One's zero-brokerage US investing features.
Interactive Brokers provides the most advanced analytics through its free PortfolioAnalyst tool. It calculates the Sharpe ratio, Sortino ratio, maximum drawdown, and beta for each holding. The tool compares your portfolio against any global benchmark with institutional-grade accuracy. However, its interface demands a steep learning curve that suits experienced investors better.
Winvesta publishes daily market newsletters and provides price alerts with customisable watchlists for monitoring NASDAQ stocks.
You can also set up NASDAQ stock alerts and watchlists from India to stay on top of price movements without constantly checking your app.
Its platform displays portfolio performance in both USD and INR with real-time conversion rates. The tiered account structure allows beginners to start for free and upgrade only when they need access to more securities or lower forex rates.
Third-party platforms worth exploring
TradingView remains the gold standard for charting with 100+ technical indicators and AI-powered pattern recognition. The free plan includes two active alerts and one chart per tab. Essential at $12.95 per month unlocks 20 alerts and two simultaneous charts. Real-time NASDAQ data requires an additional $2–5 per month per exchange.
Investing.com stands out as the strongest free option among third-party platforms for Indian NASDAQ investors. Its free tier includes real-time data, multiple watchlists, a portfolio tracker, and an economic calendar tracking both Fed and RBI decisions. The InvestingPro upgrade at $9 per month adds AI stock analysis and fair value estimates from 17 valuation models.
Yahoo Finance provides free unlimited portfolios and watchlists with real-time US stock data. Its premium tiers add Morningstar analyst ratings, risk analysis, and 40+ years of downloadable historical data for deeper research.
Morningstar excels at fundamental research with proprietary Fair Value estimates and Economic Moat ratings. At $249 per year, Morningstar Investor includes unlimited analyst reports and a Portfolio X-Ray tool. The X-Ray feature reveals true allocation across overlapping holdings, which proves especially useful when you own both individual NASDAQ stocks and index funds.
Sharesight deserves attention for its benchmark comparison tools. It allows comparison with 700,000+ global instruments, including QQQ, SPY, and the Nifty 50. Plans start at $15 per month, with a free 10-holding tier and automatic dividend tracking across 70+ exchanges. Seeking Alpha rounds out the research stack with crowd-sourced analysis and proprietary Quant Ratings at $299 per year.
Performance metrics to track
XIRR is the most important metric for cross-border investors because it accounts for irregular timing and varying amounts. INDmoney and Vested calculate this automatically, while Google Sheets lets you compute it manually with the XIRR function.
Currency-adjusted returns reveal the true picture for Indian investors. The rupee has historically depreciated roughly 3–4% annually against the dollar, which acts as a structural tailwind. A stock flat in dollar terms still generates positive returns in rupees through this depreciation alone. Between 2011 and 2019, the NASDAQ 100 grew roughly 4x in USD but approximately 6x in INR terms.
Dividend tracking needs careful attention because the US withholds 25% tax on dividends paid to Indian investors. Record net dividends as positive cash flows in XIRR calculations for accuracy. Even reinvested dividends are taxable in the year received under Indian tax law.
Key risk metrics to monitor include the Sharpe ratio for risk-adjusted returns, beta relative to the NASDAQ 100, and maximum drawdown during corrections. Interactive Brokers' free PortfolioAnalyst provides the most comprehensive risk analytics among all available tools.
Understanding the full tax implications of NASDAQ investments for Indian residents helps you calculate after-tax returns more accurately.
Benchmark comparison strategies
Comparing your portfolio against the NASDAQ 100 and S&P 500 keeps expectations grounded. The NASDAQ 100 delivered roughly 21% total return in 2025, outperforming the S&P 500 at 17.9% in dollar terms. Over the past 40 years, the NASDAQ 100 has delivered a 14.25% CAGR in USD terms.
Sharesight offers the most robust benchmarking, with multi-currency support and automatic dividend reinvestment. Google Sheets provides a free alternative using GOOGLEFINANCE to pull QQQ or SPY historical prices alongside your portfolio values.
For indirect benchmarking, compare against India-listed NASDAQ funds like Kotak NASDAQ 100 FoF or Navi NASDAQ 100 FoF. Both currently accept fresh investments and SIPs starting from ₹100 per month.
The Motilal Oswal NASDAQ 100 FoF suspended new SIPs from January 2025 due to SEBI's overseas investment cap. Remember to add India's structural 3–4% annual rupee depreciation when comparing INR returns against USD-denominated index performance.
Tax tracking features for Indian investors
The tax framework changed significantly in recent budgets. Long-term capital gains on US stocks held for more than 24 months now attract a 12.5% tax without indexing. Short-term gains on holdings under 24 months fall under your income slab rate, potentially reaching 30% or more.
TCS rules were updated in April 2025, raising the threshold from ₹7 lakh to ₹10 lakh per financial year. Remittances exceeding this amount attract 20% TCS, which you can claim back as advance tax during ITR filing. The LRS annual limit stays at $250,000 per individual.
Form 67 filing is essential to claim the foreign tax credit for the 25% US dividend withholding tax under the DTAA. You must file this before submitting your ITR. Schedule FA for foreign asset reporting follows the calendar year, not the financial year. Penalties for non-disclosure can reach ₹10 lakh per year under the Black Money Act.
Vested auto-converts gains to INR using official SBI TTBR rates and generates ITR-ready documents. INDmoney offers guided Form 67 filing and TCS tracking. ClearTax handles full ITR filing, including Schedules FA, FSI, and TR, to ensure comprehensive compliance. MProfit partners with Zerodha to offer multi-asset capital gains reports that cover both Indian and US holdings in one place.
The New Income Tax Act 2025 takes effect from April 2026 with simplified provisions but no rate changes. Investors must use the SBI Telegraphic Transfer Buying Rate on the last day of the month preceding each transaction for all tax calculations. GIFT City continues to expand as an alternative investment gateway, with roughly 50 US large-cap stocks available as Unsponsored Depository Receipts on India INX.
The right combination of tools depends on your portfolio size and complexity. Most investors get excellent coverage by pairing INDmoney for free tracking and trading with Google Sheets for custom analytics. Add TradingView for charting and either Morningstar or SeekiAlphapha for deep research as your portfolio grows. The key insight is that forex markup costs more than brokerage over time, so choose your platform wisely. On a ₹10 lakh round trip, a 1% markup costs ₹20,000 while a 2% markup costs ₹40,000. Over five years of regular investing, that difference compounds into a meaningful drag on returns. Start with free tools, graduate to paid ones only when your portfolio justifies the expense.
Disclaimer: The views and recommendations made above are those of individual analysts or brokerage companies, and not of Winvesta. We advise investors to check with certified experts before making any investment decisions.
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Invest in 11,000+ US stocks & ETFs
Indian investors poured record amounts into NASDAQ-listed stocks through 2025. Tracking those investments across time zones, currencies, and tax rules now demands the right set of tools. A stock that gained 15% in dollar terms might show 19% returns in rupees once you factor in currency movement. Without proper tracking, you risk misreading your actual performance and making poor decisions at tax time.
This guide covers every category of NASDAQ performance tracking tools India offers in 2026. You will find portfolio tracking apps, spreadsheet methods, broker dashboards, independent platforms, and the metrics that actually matter. Whether you hold five NASDAQ stocks or fifty, the right tracking setup saves hours every month and keeps your tax filing clean.
Portfolio tracking apps built for Indian investors
INDmoney leads the pack as a financial super-app that tracks US stocks alongside Indian mutual funds, FDs, and EPF. It automatically calculates XIRR returns adjusted for both investment timing and currency fluctuations. The app shows your NASDAQ holdings in INR and USD with sector allocation breakdowns and S&P 500 benchmarking. Portfolio tracking is completely free, and trading costs just 0.25% per transaction.
Vested Finance holds a rare FINRA broker-dealer licence and gives access to over 10,000 US stocks and ETFs. It's curated, theme-based portfolios cover sectors such as AI, cybersecurity, and clean energy. Vested launched dividend tracking and one-click ITR-ready tax document generation in 2025. The basic plan costs a one-time ₹250, though its forex markup of 1.5–2% is the highest among major platforms.
Winvesta offers the largest securities universe with 11,000+ US stocks and ETFs, and tiered pricing. The free Lite plan covers 300 popular stocks, while Premium at $30 per month unlocks the full catalogue. Its forex markup of roughly 1% sits between INDmoney and Vested, making it the mid-range option in terms of cost.
Tickertape by Smallcase now offers US stock investing through the GIFT City route, covering 7,000+ stocks. Its screener features 200+ filters, a Market Mood Index, and AI-powered sentiment analysis for research.
Spreadsheet templates for custom tracking
Google Sheets with the GOOGLEFINANCE function remains the most flexible free tracking method available. The formula =GOOGLEFINANCE("NASDAQ: AAPL", "price") pulls current stock prices in real time. Pair it with =GOOGLEFINANCE("CURRENCY: USDINR") to convert everything into rupees automatically.
The function supports 16 attributes,s including price, PE ratio, EPS, market cap, 52-week high, and daily volume. You can pull historical data for any date range to build your own benchmark comparison charts. A practical setup needs columns for ticker, USD price, INR price, shares owned, buy price, current value, and gain percentage.
XIRR calculation matters most for Indian investors making staggered purchases at different exchange rates. The formula =XIRR(cashflow_amounts, cashflow_dates, 0.1) computes annualised returns accounting for irregular timing. Convert each cash flow to INR at the prevailing rate on its transaction date for currency-adjusted results.
Free templates worth downloading include the Freefincal Stock XIRR Calculator and the Indzara Stock Portfolio Tracker. Both pull live data through GOOGLEFINANCE and handle dividends, stock splits, and bonus adjustments cleanly. For Excel users, the Microsoft 365 Stocks data type provides real-time pricing with similar functionality. The key limitation of GOOGLEFINANCE is a 20-minute data delay, which matters little for long-term portfolio tracking but precludes intraday monitoring.
Broker-provided tools and what they offer
Each investing platform offers its own set of broker-tracking features for portfolio monitoring. INDmoney provides a consolidated dashboard that aggregates data from all your investment accounts into a single view. It tracks your net worth across asset classes and generates capital gains reports for ITR filing automatically.
Vested Finance offers managed portfolios from BlackRock, Fidelity, and Morgan Stanley with built-in performance analytics. Its tax loss harvesting module identifies opportunities to offset gains before the end of the financial year. Vested also powers HDFC Securities' Global Investing and Angel One's zero-brokerage US investing features.
Interactive Brokers provides the most advanced analytics through its free PortfolioAnalyst tool. It calculates the Sharpe ratio, Sortino ratio, maximum drawdown, and beta for each holding. The tool compares your portfolio against any global benchmark with institutional-grade accuracy. However, its interface demands a steep learning curve that suits experienced investors better.
Winvesta publishes daily market newsletters and provides price alerts with customisable watchlists for monitoring NASDAQ stocks.
You can also set up NASDAQ stock alerts and watchlists from India to stay on top of price movements without constantly checking your app.
Its platform displays portfolio performance in both USD and INR with real-time conversion rates. The tiered account structure allows beginners to start for free and upgrade only when they need access to more securities or lower forex rates.
Third-party platforms worth exploring
TradingView remains the gold standard for charting with 100+ technical indicators and AI-powered pattern recognition. The free plan includes two active alerts and one chart per tab. Essential at $12.95 per month unlocks 20 alerts and two simultaneous charts. Real-time NASDAQ data requires an additional $2–5 per month per exchange.
Investing.com stands out as the strongest free option among third-party platforms for Indian NASDAQ investors. Its free tier includes real-time data, multiple watchlists, a portfolio tracker, and an economic calendar tracking both Fed and RBI decisions. The InvestingPro upgrade at $9 per month adds AI stock analysis and fair value estimates from 17 valuation models.
Yahoo Finance provides free unlimited portfolios and watchlists with real-time US stock data. Its premium tiers add Morningstar analyst ratings, risk analysis, and 40+ years of downloadable historical data for deeper research.
Morningstar excels at fundamental research with proprietary Fair Value estimates and Economic Moat ratings. At $249 per year, Morningstar Investor includes unlimited analyst reports and a Portfolio X-Ray tool. The X-Ray feature reveals true allocation across overlapping holdings, which proves especially useful when you own both individual NASDAQ stocks and index funds.
Sharesight deserves attention for its benchmark comparison tools. It allows comparison with 700,000+ global instruments, including QQQ, SPY, and the Nifty 50. Plans start at $15 per month, with a free 10-holding tier and automatic dividend tracking across 70+ exchanges. Seeking Alpha rounds out the research stack with crowd-sourced analysis and proprietary Quant Ratings at $299 per year.
Performance metrics to track
XIRR is the most important metric for cross-border investors because it accounts for irregular timing and varying amounts. INDmoney and Vested calculate this automatically, while Google Sheets lets you compute it manually with the XIRR function.
Currency-adjusted returns reveal the true picture for Indian investors. The rupee has historically depreciated roughly 3–4% annually against the dollar, which acts as a structural tailwind. A stock flat in dollar terms still generates positive returns in rupees through this depreciation alone. Between 2011 and 2019, the NASDAQ 100 grew roughly 4x in USD but approximately 6x in INR terms.
Dividend tracking needs careful attention because the US withholds 25% tax on dividends paid to Indian investors. Record net dividends as positive cash flows in XIRR calculations for accuracy. Even reinvested dividends are taxable in the year received under Indian tax law.
Key risk metrics to monitor include the Sharpe ratio for risk-adjusted returns, beta relative to the NASDAQ 100, and maximum drawdown during corrections. Interactive Brokers' free PortfolioAnalyst provides the most comprehensive risk analytics among all available tools.
Understanding the full tax implications of NASDAQ investments for Indian residents helps you calculate after-tax returns more accurately.
Benchmark comparison strategies
Comparing your portfolio against the NASDAQ 100 and S&P 500 keeps expectations grounded. The NASDAQ 100 delivered roughly 21% total return in 2025, outperforming the S&P 500 at 17.9% in dollar terms. Over the past 40 years, the NASDAQ 100 has delivered a 14.25% CAGR in USD terms.
Sharesight offers the most robust benchmarking, with multi-currency support and automatic dividend reinvestment. Google Sheets provides a free alternative using GOOGLEFINANCE to pull QQQ or SPY historical prices alongside your portfolio values.
For indirect benchmarking, compare against India-listed NASDAQ funds like Kotak NASDAQ 100 FoF or Navi NASDAQ 100 FoF. Both currently accept fresh investments and SIPs starting from ₹100 per month.
The Motilal Oswal NASDAQ 100 FoF suspended new SIPs from January 2025 due to SEBI's overseas investment cap. Remember to add India's structural 3–4% annual rupee depreciation when comparing INR returns against USD-denominated index performance.
Tax tracking features for Indian investors
The tax framework changed significantly in recent budgets. Long-term capital gains on US stocks held for more than 24 months now attract a 12.5% tax without indexing. Short-term gains on holdings under 24 months fall under your income slab rate, potentially reaching 30% or more.
TCS rules were updated in April 2025, raising the threshold from ₹7 lakh to ₹10 lakh per financial year. Remittances exceeding this amount attract 20% TCS, which you can claim back as advance tax during ITR filing. The LRS annual limit stays at $250,000 per individual.
Form 67 filing is essential to claim the foreign tax credit for the 25% US dividend withholding tax under the DTAA. You must file this before submitting your ITR. Schedule FA for foreign asset reporting follows the calendar year, not the financial year. Penalties for non-disclosure can reach ₹10 lakh per year under the Black Money Act.
Vested auto-converts gains to INR using official SBI TTBR rates and generates ITR-ready documents. INDmoney offers guided Form 67 filing and TCS tracking. ClearTax handles full ITR filing, including Schedules FA, FSI, and TR, to ensure comprehensive compliance. MProfit partners with Zerodha to offer multi-asset capital gains reports that cover both Indian and US holdings in one place.
The New Income Tax Act 2025 takes effect from April 2026 with simplified provisions but no rate changes. Investors must use the SBI Telegraphic Transfer Buying Rate on the last day of the month preceding each transaction for all tax calculations. GIFT City continues to expand as an alternative investment gateway, with roughly 50 US large-cap stocks available as Unsponsored Depository Receipts on India INX.
The right combination of tools depends on your portfolio size and complexity. Most investors get excellent coverage by pairing INDmoney for free tracking and trading with Google Sheets for custom analytics. Add TradingView for charting and either Morningstar or SeekiAlphapha for deep research as your portfolio grows. The key insight is that forex markup costs more than brokerage over time, so choose your platform wisely. On a ₹10 lakh round trip, a 1% markup costs ₹20,000 while a 2% markup costs ₹40,000. Over five years of regular investing, that difference compounds into a meaningful drag on returns. Start with free tools, graduate to paid ones only when your portfolio justifies the expense.
Disclaimer: The views and recommendations made above are those of individual analysts or brokerage companies, and not of Winvesta. We advise investors to check with certified experts before making any investment decisions.
Ready to earn on every trade?
Invest in 11,000+ US stocks & ETFs
