Collect your foreign payments for as little as 0.99%
Businesses & Freelancers save big on collection costs to receive international payments.
Private and Secure


Stop losing up to 8% on your foreign collections.
Collect international payments at just 0.99% fees
Winvesta | Paypal | Skrill | Payoneer | Banks | |
---|---|---|---|---|---|
Collection Fees | 0.99% | 4.4% + $0.30 | $0 | $0 | $20 - $40 |
FX Markup | 0% | 3% | 4.99% | 0.50% | 1.5% - 3% |
Withdrawal to India | $0 | $0 | 2% - 4.99% | Up to 2.0% | $0 |
Total | 0.99% | 7.4% + $0.30 | 7% - 9.98% | Up to 2.50% | Up to 3.0% + $40 |
As Seen In

Foreign Collections Made Easy

Collect International Payments
Use your overseas virtual accounts to receive money in 37+ currencies.

Local Transfers For Your Clients
Get local account details for your business to receive money in USD, GBP, EUR, and CAD.

Convert & Withdraw to India
Convert to INR at transparent FX rates, and receive your money in India in as little as an hour*.
(*Subject to checks)
Receive Your Funds Fast. Without The High Fees.

Receive Payments Worldwide
Receive money in any of the 37+ currencies with their individual account details – without the high collection costs. Share local account details with your clients.
- Local collection accounts in US, UK, Canada, and Europe for receiving money in USD, GBP, CAD, and EUR. $0 local receipt fee.
- Receive money in 37+ other currencies through SWIFT/Wire.

Convert and withdraw INR to India. Effortlessly.
Receive your money in India as early as today.*
- Save up to 50% on FX conversion costs. Just pay 0.99% from interbank rates.
- Receive funds in your Indian bank account as early as today*.
*Subject to checks.
The Protection Your Money Deserves
Your business deserves a secure and
trusted place for its cash management
Trusted Partners
We work with authorised banks to provide payment services.
Segregated Cash
All client money segregated away from the firm's money
Bank-level Security
We use a market leading platform through our partners, which is compliant with ISO27001.
Low, Transparent Pricing
Simple pricing. Affordable for businesses of all sizes.
Account Opening Fee | Free ₹999 |
Winvesta Fees for INR withdrawals (USD, EUR, GBP,CAD) *1.25% for other currencies |
0.99% ($3 minimum) |
FX spread | 0 |
FIRA (Foreign Inward Remittance Advice) | Free |
*In rare instances, there could be other charges. |

About Winvesta
Winvesta is founded and managed by a team of professionals who have spent over a decade each in global financial markets. We know what it takes to build a secure & compliant platform that you can trust.
We are also delighted to have some of the best minds in law and finance on our board of advisors.
Read more about Winvesta here.
Backed By
Our Supporters
Testimonials

“I highly recommend Winvesta to businesses collecting cross-border payments & need transparency in FX conversion, which is missing with major banks in India. Winvesta is a simple, transparent & affordable neobank helping Small Enterprises, the segment most ignored & neglected by banks. The most significant benefit is their honest & transparent pricing. Kudos to the entire Winvesta team!!”
GoConstro

"I’ve been using Winvesta Multi-Currency Accounts for the last 6 months to receive payments from my overseas client. It’s been a smooth journey so far. In a highly regulated category, one can expect sudden compliance-related changes. Winvesta’s team has always been forthcoming in their communication and effort to resolve those immediately and make alternative arrangements to ensure uninterrupted business transactions. Overall, it was a wise decision to go with Winvesta. "
Xlsior Software

Working with Winvesta has been an excellent experience for me. Their customer support is excellent. I previously worked with traditional banks for international transfers and faced issues getting my payment on time. However, getting my funds in my bank account usually took 5-10 days with around 3% fees. With Winvesta, I am getting my funds faster with reduced fees. It’s great to see Indian fintechs understanding & solving their customer’s core problems.
Heavn Media

Winvesta is a fintech firm that aims to change the way organisations send & receive money internationally. And they are doing a fabulous job at it. DMC Digital is a global digital service agency with a client base worldwide. We tried many payment methods, including PayPal, Payoneer, and SWIFT. However, each charged a huge service fee. With Winvesta, we could save substantial costs towards the service fee. The journey from onboarding to payment fulfilment has been seamlessly smooth.
DMC Digital Marketing & IT Consultants

To provide a comprehensive overview, my experience with Winvesta has been extraordinarily remarkable. The fusion of their cost-effective banking solutions with flawless customer service makes them the ideal fintech partner for enterprises such as mine. I wholeheartedly endorse Winvesta to any entrepreneur seeking a dependable, proficient, and cost-saving financial ally.
Global Journals Pvt. Ltd
FAQs
What documents are required to open a business account?
You will need your company registration documents, bank statements, proof of address and a few simple documents to open an…
MoreWhat documents are required to open a business account?
You will need your company registration documents, bank statements, proof of address and a few simple documents to open an account. You will be able to digitally submit these documents during the registration process.
Can I use these accounts for invoicing clients?
Yes. When you send an invoice to a client, simply include the account details for local collections in the client’s…
MoreCan I use these accounts for invoicing clients?
Yes. When you send an invoice to a client, simply include the account details for local collections in the client’s currency on the invoice. You will receive a notification as soon as funds are credited to your account.
What is the FX spread on INR conversions?
Zero FX spread. We charge 0.99% ($3 minimum) fees for INR withdrawals. Yes, that low! Applicable on USD, GBP, EUR,…
MoreWhat is the FX spread on INR conversions?
Zero FX spread. We charge 0.99% ($3 minimum) fees for INR withdrawals. Yes, that low!
Applicable on USD, GBP, EUR, CAD.
1.25% fees on other currencies.
Is there a limit on how much money I can convert to INR every day?
There is a limit of $10,000 per invoice for INR conversions processed through the OPGSP route. Transactions above $10K are…
MoreIs there a limit on how much money I can convert to INR every day?
There is a limit of $10,000 per invoice for INR conversions processed through the OPGSP route. Transactions above $10K are processed through SWIFT to your Indian Bank. Your Indian bank would convert the funds to INR and may charge you a fee.
What's the process to receive foreign payments?
To receive foreign payments from your overseas client, you can follow the following steps: Go to your Winvesta Business account…
MoreWhat's the process to receive foreign payments?
To receive foreign payments from your overseas client, you can follow the following steps:
- Go to your Winvesta Business account and copy your local account details. If the client is in US, select ACH details in your USD virtual account. Use Faster Payments for the UK and SEPA for Europe.
- Share the account details with your client. The client can make a local transfer to this account.
- You will receive an email notification when you receive the funds in your account. Unlike other platforms, there is no fee to receive local transfers.
- Convert the foreign currency funds to INR. You will see the exchange rate that you will get before your convert.
- Transfer the INR to your Indian bank account. On weekdays, you can receive the money the same day.
Which currencies are supported?
You can find all the currencies we support here.
How do you offer such low fees?
Winvesta is authorised to deal in Indian rupees through regulated banks and global payment providers that deliver low-cost solutions and…
MoreHow do you offer such low fees?
Winvesta is authorised to deal in Indian rupees through regulated banks and global payment providers that deliver low-cost solutions and we pass on the benefit to our customers.
Is Winvesta Secure?
We use a market leading platform which is compliant with ISO27001.
Can my team members operate the account?
Yes, you can create restricted or full-access accounts for your team members. Add your accountant as a viewer, or finance…
MoreCan my team members operate the account?
Yes, you can create restricted or full-access accounts for your team members. Add your accountant as a viewer, or finance officer as a payer. You can also set transaction-level thresholds for each member.
Are there any other charges?
As an Indian business, you don’t have to worry about extra charges for local collections and payments. Transactions in USD,…
MoreAre there any other charges?
As an Indian business, you don’t have to worry about extra charges for local collections and payments. Transactions in USD, GBP, EUR, CAD only require a 0.99% ($3 minimum) fee, while other currencies require a slightly higher fee of 1.25%.
As an Indian business, you don’t have to worry about extra charges for local collections and payments. Transactions in USD, GBP, EUR, CAD only require a 0.99% ($3 minimum) fee, while other currencies require a slightly higher fee of 1.25%.
- If someone sends you money through SWIFT or FEDWIRE, there is a $10 fee.
- For withdrawals exceeding $10,000 or non-INR withdrawals through SWIFT, there is a $30 fee plus a 0.20% payment fee.
- Non-INR transfers will have a 0.2% payment fee for payments in other currencies.
- If you convert between currencies (non-INR), a 1.50% FX markup will be charged.
By considering these fees, you can make informed decisions and ensure that your transactions are as cost-effective as possible.
Get in Touch
India: 3rd Floor, Birla Centurion, Pandurang Budhkar Marg, Worli, Mumbai, MH 400030
Phone: +91-(0)20-7117 8885
Monday to Friday 10.00 am to 7.00 PM IST
Email: currencyaccounts@winvesta.in